ASK Musings

No matter where you go, there you are.

Sunday

22

December 2019

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COMMENTS

Leaving Your Job

Written by , Posted in Getting Ready, Move to UK: Before You Go

If you’re like me (the one who didn’t have a UK job offer), you’ve got some soul searching to do about what this means for your career. Hopefully you and your partner have already agreed that moving overseas is a real option, and you’ve talked through what the expectations are around you finding a job once you arrive in the UK. But regardless, at some point you’ll need to tell your boss.

I have an excellent relationship with my former boss. She’s always been supportive, and I’ve always felt I could be open with her. Our journey to London can be traced back to my husband being laid off about seven months before we arrived, so she knew that he was looking for work. I told her when he flew to the UK for an interview in September, and when he received the job offer. We worked together on transition documents and planned for all eventualities.

But — and I think this is key — she didn’t consider my notice official until our visas arrived. So in the end, she had about three months’ notice that it was a possibility, two months that it was likely, and one month that it was definitely happening.

If you want to keep things positive between you and your company, I recommend you spend time putting together a comprehensive transition document. I also recommend you start saving files and contacts that you might need to either get a job when you move back, or to help show prospective employers in the UK what you can do (within the rules set forth by your employment contract, of course).

If you don’t have a good relationship with your boss, or you are worried that if you give them a heads up they’ll let you go just when you need to be building up a little reserve of funds, then just follow the regular process as if you’re leaving for another job. Usually even the more unreasonable bosses will understand that you’re leaving for your partner and an opportunity to live in another country, and that it isn’t personal (even if it totally also is).

Some rental agencies might want evidence that you used to work, so if possible, see if you can get a generic “to whom it may concern” letter of reference from your boss that says you can be trusted to rent a flat, and includes what your salary was when you left.

Sunday

22

December 2019

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COMMENTS

Mobile Phone

Written by , Posted in Getting Ready, Move to UK: Before You Go

I’m not getting paid for this suggestion, but we found that the best option for us was giff gaff, because they will send you the SIM card ahead of time (for free), so you can set up your account before you get on the plane, and then once you arrive, replace your old SIM and get started with your new UK number. This will help with certain things, like setting up delivery appointments to your new place.

We like giff gaff because it’s cheap (£20 / month for unlimited texting and 9 GB of data, which throttles after that, but who uses that much data all the time?).

Just be sure your phone is unlocked. This might not work for you iPhone folks, but if you’ve got an Android phone, it’s a great option.

Be sure to hold onto your old SIM for a bit. Once we arrived, we moved our old phone number to a Google voice account. It’s a one-time $20 fee, but it’s worth it for all those two-step verifications on US-based accounts (say, your bank) that won’t let you change to a non-US phone number. It also helps you keep your phone number for when you move back to the US. We’ll cover this more in the Upon Arrival section, but you’ll also want to hold onto your old SIM so that you can tether your computer to it when you do the Google voice set-up.

Sunday

22

December 2019

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COMMENTS

Banking

Written by , Posted in Getting Ready, Move to UK: Before You Go

I don’t like commercial banks. About six years ago I left big banks behind and moved all of my cash to a credit union. It was great decision, because it matched my political concerns about the role of major banks in the economic collapse of 2008, and it supported my community.

It also made the financial part of our move to London a giant, drawn-out pain in the ass.

One reason was that they weren’t great at handling international wire transfers requested in person (we later learned that if we called, they had specialists who are awesome). My husband did one and thankfully we didn’t lose our money, but after two weeks we found out it hadn’t worked.

The other reason is that a wire transfer service like TransferWise will require you to transfer money from your US account to their US account before they convert the money. Not usually a problem, except for the fact that some credit unions have rules about how many accounts can be connected to the same outside account. In our case, we learned that our credit union only allowed two people to connect to the same outside account, and two people already were.

Cue sad trombone.

As I will mention multiple times throughout this site: getting a bank account in the UK is one of the most difficult financial things I’ve ever done. And I’ve bought a house.

They seemingly require just one simple thing: proof of address. But the rules around exactly what can count for proof of address are ever-changing and don’t make loads of sense.

With that in mind, there are a couple of things you can do to get a leg up on the process.

Open a New US Account with a Big Bank
You can open a US account at a major bank that has a heavy presence in London, and let them know that you plan to open a UK account as well once you move there. You’ll already be a client, so it should be much easier. Some options include HSBC, Barclay’s, and Lloyds.

If you have a strong financial tie to your local bank (say, your mortgage is through them, or you have other automatic payments that need a US bank account), that’s fine! Keep that! But take a little bit of money and open that other bank account so that you’re ready to hit the British ground running.

If you have credit cards, check to see if they charge a fee for foreign transactions. Even if you do everything right, it’ll still probably be awhile before you’re able to do everything in the local currency, so if possible get a credit card that doesn’t charge anything for foreign currency transactions so you can save some money in the beginning. It’s still better to be able to pay directly in pounds, but that’s not going to be an option on day one for most people.

We used Chase Sapphire and Capital One cards, and it worked fine. We’ll talk more about this in the Settling In section, but be prepared to sign for every credit card transaction since the US system STILL doesn’t use Chip + PIN. And shop workers here actually care that your signature matches. One plus side of living here is that my signature actually looks like my name now, instead of just a squiggle, because it has to match what’s on the back of my card. Seriously, a woman at Sainsbury’s made me re-sign my receipt because it didn’t match the first time.

Also do some research to see if your bank or credit card will allow you to have a UK address.

Internet Banking
Another option is to open a UK account through an internet bank like Monese. They do charge a monthly fee, but they can help you do a few things in the beginning, like set up your internet (because internet companies all require a direct debit for the monthly payment, which seems shady as hell to me, but it’s their game).

You can also get a debit card through them so you can more easily pay for things and get money out of ATMs without a fee. Just be sure to move some money into this account before you move. It’s entirely possible that this will be all you need when you live in London, but if you want to, say, have a joint account with your partner, you’re going to need a brick and mortar bank, so consider the above advice.

Sunday

22

December 2019

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COMMENTS

Where to Stay When You Arrive

Written by , Posted in Getting Ready, Move to UK: Before You Go

As part of the negotiation with the UK employer, hopefully you’ve sorted out where you will be staying when you arrive. I strongly suggest you see if you can agree that they will pay for at least three weeks, if not a month, of temporary housing. Here’s why.

The first few days you’re in a new country, you’ll be tired. There’s jet lag, there’s the emotion of leaving friends and family, there’s the excitement, and there’s the confusion. Where do you buy, say, shampoo? Does anyone sell your favorite comfort food? What on earth is 17:00 hours?

You don’t want to add onto that stress by having to frantically find a place to live in a week. You don’t know the neighborhoods, you aren’t sure about how long commutes will be, and you don’t know the reputable landlords.

Work with HR of your new company to see if they can either offer a month in temporary housing to allow you to find a good place to live in a neighborhood that you’ll want to be in, or at least agree to extend the temporary housing if you can’t find a place in the shorter amount of time. If neither of those are an option, see if they’d be willing to ask if any of your future coworkers can recommend reputable estate agents (the people who help you find apartments)

Sunday

22

December 2019

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COMMENTS

Transfer of Residency Number

Written by , Posted in Getting Ready, Move to UK: Before You Go

Here’s a fun thing: when you move to the UK, if you don’t apply for a Transfer of Residence (TOR) number first, they might charge you tax on things you already own.

Weird, right? I mean, I don’t know if other countries do this, but I didn’t realize it was a thing.

We first found out about this when we called the pet import company recommended to us by the airline we would be flying on to London. We needed the TOR to avoid paying tax on the cats we had adopted six years prior.

But we also found that it came in handy when we shipped items. The person who printed out all the customs forms to attach to our boxes of belongings just wrote the term “Personal belongings – moving to UK. Transfer of Residence #” on each form. I’m not sure if that ended up making a difference, but I do know our items cleared customs quickly and none were pulled out for additional inspection.

Regardless, if you are moving your car, or your pets, you’ll definitely need it, so get going on it as early in the process as possible, as it takes a couple of weeks to arrive via email.

The forms you need are here. You’ll be asked to include supporting documentation, like a copy of your job offer letter, or your marriage certificate or birth certificates for your kids. Our files were large, so I ended up sending three emails total.

As part of the application, they ask for a list of items you’ll be bringing over. We kept it pretty high level and only got specific with very expensive things. For example, we said “clothing and personal care items,” but specified “two laptops” and “three video game systems.” I think we also said “dozens of books.”

If you have pets you’ll need to include it in the paperwork you send to the pet importers ahead of time so again, don’t leave this to the last minute.

Sunday

22

December 2019

0

COMMENTS

The Basics

Written by , Posted in Getting Ready, Move to UK: Before You Go

Once you have your visa, there’s a lot to take care of. If you own a house, you have to figure out if you’re going to rent it or sell it. If you’re renting, you have to give notice to your landlord. If you have a job, you have to let them know you’re leaving. You have to figure out what you’re going to do with your belongings, your pets, etc.

This section is to help you get through these days, which go by VERY quickly.

When we moved, we did it during the winter holiday season. So take what you’re going through now, and throw in a week-long trip to visit all immediate family members, plus trying to see the friends you’re moving away from, and you can probably see that this can be an emotionally draining as well as physically tiring time.

Being organized can help. For us, we found that creating a shared Google spreadsheet was a good way to put on paper all the things we needed to do.

We had a tab for each general area, and then listed the tasks and who was responsible. For us, that included:

  • Jobs (and the visa stuff)
  • Health (like reminders to get in appointments before losing insurance)
  • London Living (including researching neighborhoods)
  • Renting our house
  • Actual move (flights, etc.)
  • Furniture (what we wanted to sell / store / give away)
  • Car
  • Finances
  • Cats
  • Shipping (a tab for each box, with contents, because they ask you for the details of what’s inside when you ship overseas)

In the very beginning it can seem overwhelming, but we found this spreadsheet was a great way to keep in focus all that we needed to get done to make sure that the move was as as easy as possible.

To be clear: it’s not going to be easy.

But it could be extraordinarily hard, and no one wants that, right?

Sunday

22

December 2019

0

COMMENTS

What Happens Next

Written by , Posted in Move to UK: Before You Go, Visas

Okay, so you’ve attended your biometrics appointment. You’re almost there!

Next you have to send all of the documentation in. Follow the directions of your immigration attorney exactly, and double check everything. If your application is rejected, you (or your new employer) doesn’t get that application fee back, so yeah, follow the rules. For example, you will need a passport photo, and the rules stipulate that you need to have your hair down, your glasses off, and not smile.

We decided that it was worth it to send all the documentation to the immigration attorney overnight. We shipped using UPS, and of course it didn’t actually get delivered the next day. And because it was near a holiday, it ended up arriving a full four days after we sent it. Considering it needs to be submitted within ten days of your biometric appointment, this could have been an issue. It wasn’t (it got there in plenty of time), but on the plus, side, UPS had to refund our money since they didn’t deliver as promised.

If all goes well, then within a week or so you should hear from your attorney that your visas have been approved! A couple of days later, you should receive a package with:

  • Your passport
  • Entry visas pasted into your passport
  • Letter to present at customs

Now you can book a flight!

Sunday

22

December 2019

0

COMMENTS

The Biometrics Appointment

Written by , Posted in Move to UK: Before You Go, Visas

It’s called ‘biometrics’ because they take both your finger- and hand-prints as well as a photograph.

Plus it sounds super futuristic and kind of scary, so they probably like that.

Because it’s a necessary part of the visa process, I want you to know what to expect.

  1. Bring whatever the immigration attorney / website says to bring, including a letter with your appointment details. You’ll also need your passport, and a couple of passport photos.
  2. When you arrive you’ll check in, they’ll look at your appointment sheet and stamp it, and then direct you to sit in a certain place and give you a number. When your number is called, they’ll take your appointment sheet and enter some information into their system.
  3. They’ll take a picture of you, and then print you. They don’t ink up your hand anymore – they just put your hand on this glass thing that takes it all digitally

That’s it! I think we were done in maybe 30 minutes?

Also, random: be prepared to need to pay cash for parking at the location. We had no cash on us and almost missed our appointment. I don’t know how they get away with charging people to park at a government facility that they need to go to, but they do.

Sunday

22

December 2019

0

COMMENTS

Documentation

Written by , Posted in Move to UK: Before You Go, Visas

Student

If you are applying for a student visa, you will need to provide your offer letter. You will also need a U.S. passport (make sure it doesn’t expire in the next six months) with at least one fully empty sheet that they can affix the visa to.

Work

If you are applying for yourself and your partner or dependent children, you’ll need passports for all, along with proof that they are related to you, or that you have lived together for a certain period of time. For us, that meant our marriage certificate. For those who aren’t married, there is other documentation you’ll need to prove you’re living together. We also had to include our name change order, because we both changed our last name when we married, which meant this version of us has only existed for a few years.

If you’re working with an immigration attorney, they might send you an internal form that asks all the questions that need to be completed on the application. Here are some of the things that we had to look up: you’ll save some time if you have this handy.

  • The birth date and birth place of your parents
  • The last five times you’ve traveled outside of the US
  • The addresses of the last ten places you’ve stayed in the UK (which was a giant pain for us, because we took a road trip through Scotland for our honeymoon)
  • If you’ve ever received medical care in the UK, and if so, where you received it
  • The last few places you’ve lived

I thought we’d need to do provide more, but I think our status as married made it easier than it would be for someone who has a partner they aren’t married to.

Sunday

22

December 2019

0

COMMENTS

Visa Timelines

Written by , Posted in Move to UK: Before You Go, Visas

Let’s work backwards from when you want to arrive to figure out when you need to do what you need to do:

Student

Let’s say that classes start on October 1. You can move into your residence hall on September 25, so that’s your target arrival date.

The initial entry time for visas is 30 days. That’s it. You can enter on the first day, the 30th day, or any day in between, but if you show up 31 days after the visa start date, sorry, but they might not let you in.

I KNOW.

That sucks. So I strongly recommend that you don’t cut it close on the back end. If, say, you want to arrive on September 25, don’t apply for a visa with a start day of August 26. What if your flight is delayed or canceled, and you don’t arrive until September 27? Yikes. Don’t do that.

Instead, aim for a window that puts your target arrival day a week into the window when you want to arrive. So, in this example, the start date could be September 18. It’s possible that, even though you’d have to pay for a hotel for a couple of nights, the airfare from the US is so drastically cheaper if you arrive on September 23 that it’s worth coming in a little early. Or, if there’s a big storm, or a volcano erupts, you could arrive on September 29 or 30 and still be fine.

This site has some great resources and FAQs for student visas, but one thing I want to point out is that you need to apply at least six weeks before you want to go, but cannot apply more than three months before you want to go. So using the scenario above, here’s one possible timeline:

  • June 19 – Earliest possible date to submit visa application
  • August 7 – Last possible date to submit visa application
  • September 18 – Visa Start Date
  • September 25 – Residence Hall Move-In
  • October 1 – Classes Start

Worker

This one takes a little more time due to some of the rules around job offers and requirements to confirm that the non-UK citizen is indeed the only one who can do the job. As an example, here was our timeline:

  • October 16 – Accepted job offer
  • October 18 – Completed visa paperwork
  • October 16 – November 16 – Waiting period (for my partner’s new employer to re-post the job and ensure no UK-based candidates could be found. This doesn’t apply to every worker category, but most)
  • November 21 – Biometrics appointment / shipping documentation to immigration attorney
  • November 30 – Visa application accepted!
  • December 1 – Passports with visas returned to us
  • January 2 – February 1 – Entry window
  • January 10 – Arrived in London
  • January 15 – My partner’s first day at work

A Note About Flights

As I type this, the UK has just approved Boris Johnson’s plan for Brexit, e.g. leaving the EU. I think it’s absurd, and am holding out some totally misplaced hope that someone will exercise some common sense and reverse course, but I think that ship has sailed.

Why does this matter?

If at all possible, try to book a trip that does not include a flight connection through an EU country, because then you won’t be stopping at passport control once you arrive in the UK. And that’s a problem. One that I learned (almost) the hard way.

When I moved to London for graduate school, I booked a flight from NYC through Ireland. I went through immigration in Ireland, then transferred to my Ireland – London flight. When I arrived in London, I just went straight to baggage, collected my items, and headed to my residence hall.

Which meant my visa was never stamped. I’d essentially never arrived.

About six weeks later, a friend and I flew to Barcelona for the weekend (isn’t it so unbelievably cool that you can do that when you live in Europe?!). She headed back to the US and I returned to London. I showed immigration and border control my visa (which didn’t have the original entry stamp), and was confronted by a very stern immigration agent asking where my paperwork was.

It was in my residence hall, shoved on a bookshelf because I didn’t need it anymore, or so I thought.

After a bit of a talking to, the immigration agent asked whether I had my student ID with me. I did, and that served as sufficient proof for them. They stamped my visa and let me in.

Clearly you want to avoid that situation, especially for those coming on a work visa.

Additionally, as of summer 2019, US passport holders are allowed to use the e-gates at customs and immigration. It’s an AMAZING time-saver if you already live here or are just visiting, but you CANNOT use it if you are making your first entry on a visa. Airport staff will try to redirect you to the e-gates. Explain that you need to speak to a real live person to get your visa stamped. They may argue with you. Just be very kind and patient and refuse to use the e-gates. Trust me here.